There is nothing more important than family and we believe that each member should have the appropriate protection.ld have adequate protection.
It is often said that tomorrow is not promised to anyone. That's why we would like to establish a financial plan in which we will integrate insurance products that will protect the most precious part of your life, your family.
- free of charge -
An individual life insurance policy is designed to protect your family in the event of death. Indeed, the life insurance gives a certain amount of money when the insured person passes away. These funds will be given to the persons you have designated as beneficiaries in the insurance contract.
In general, disability can be defined as the inability to work or do your usual activities as a result of injury or illness. However, the definition of disability is a definition that may vary from one insurance company to another. Indeed, it is very important to read your contract carefully in order to understand the exact definition that applies to you.
Health insurance is a personal protection that guarantees you compensation if you suffer from certain serious illnesses. The application of this type of protection is very simple. In fact, your contract will contain a very precise list of several illnesses. If during the period your contract is in effect you are affected by one of these illnesses, your insurer will pay you a specific amount (indemnity) according to the details included in your contract.
LONG-TERM CARE INSURANCE
Long-term care insurance is designed to protect you financially in the event that you can no longer take care of yourself. It can provide you with an annuity that can be used to pay for long-term stays in specialized treatment centers or home care.
LOAN OR CREDIT BALANCE INSURANCE
An insurance contract can also be established to cover balances on loans or other credit products that you have. This will give you the certainty and peace of mind that your estate will not be responsible for any debt.
MORTGAGE LOAN INSURANCE
Many people mistakenly think that it is necessary to insure their mortgage loan with the same financial institution that granted them the loan. It is important to know that this is not the case at all. Indeed, it is possible and much more advantageous for you to have your mortgage insured through an insurance product that is completely independent.