Our Services

A consulting firm dedicated to your success

As a financial planning firm, we distinguish ourselves by our commitment to personalized support and objective recommendations. Our approach focuses on listening carefully to your needs and providing impartial advice to develop financial strategies aligned with your objectives.

We work with you without any obligation to transfer your assets or subscribe to insurance products, ensuring that each solution is truly adapted to your individual aspirations.

We offer you an integrated approach through three specialized divisions, in order to support you in a targeted way in each stage of your financial planning.

Business Division

We help businesses and entrepreneurs prosper through strategic financial planning.

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Business Division

We help businesses and entrepreneurs prosper through strategic financial planning.

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Family Division

Our experts accompany you at every stage of your professional and family career.

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Family Division

Our experts accompany you at every stage of your professional and family career.

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Planification Division

We provide tailored restructuring plans to support you and your loved ones in financial difficulty.

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Planification Division

We provide tailored restructuring plans to support you and your loved ones in financial difficulty.

Learn More

Business Divison

We help businesses and entrepreneurs prosper through strategic financial planning.

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Business Divison

We help businesses and entrepreneurs prosper through strategic financial planning.

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Business

A brand today is all about how it makes your customers feel.

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Family Division

Our experts accompany you at every stage of your professional and family career.

Learn More

Family Division

Our experts accompany you at every stage of your professional and family career.

Learn More

Business Divison

We help businesses and entrepreneurs prosper through strategic financial planning.

Learn More

Business Divison

We help businesses and entrepreneurs prosper through strategic financial planning.

Learn More

Family Division

Our experts accompany you at every stage of your professional and family career.

Learn More

Family Division

Our experts accompany you at every stage of your professional and family career.

Learn More

Planification Division

We provide tailored restructuring plans to support you in financial difficulty.

Learn More

Planification Division

We provide tailored restructuring plans to support you in financial difficulty.

Learn More

Planification Division

We provide tailored restructuring plans to support you and your loved ones in financial difficulty.

Learn More

Planification Division

We provide tailored restructuring plans to support you and your loved ones in financial difficulty.

Learn More

Entrepreneurial

Business

Tailor-made support for entrepreneurs

Tailor-made support for entrepreneurs

We help businesses and entrepreneurs prosper through strategic financial planning. Whether for cash flow optimization, risk management, or succession and growth planning, our team implements customized solutions to support your professional ambitions.

Professional & Family

Family

Secure the future of your loved ones and your career

Secure the future of your loved ones and your career

Our experts accompany you at every stage of your professional and family career. We develop strategies to protect your assets, prepare for your retirement, and ensure the financial security of your family. Whether you are an accomplished professional or a far-sighted parent, we offer solutions adapted to your specific needs.

Financial Restructuring

Planification

Take back control of your financial situation

Take back control of your financial situation

We offer crucial support to people in financial difficulty, by creating adapted restructuring plans to help you overcome your challenges. Our goal is to guide you towards sustainable financial stability and a smooth transition to our global planning services, to ensure a more serene future.

Asset Management

Assets

Build your heritage with precision

Build your heritage with precision

We build tailor-made investment portfolios, taking into account your specific financial objectives, whether it is to protect your capital or to aim for long-term growth. By integrating mutual funds and other adapted investment vehicles, we optimize the performance of your investments while minimizing risks, to help you achieve your financial objectives in a secure and efficient way.

Offered via MICA Capital Inc.

Financial Protection

Protection

Secure your finance against the unexpected

Secure your finance against the unexpected

To guarantee the continuity of your financial plans, we put in place financial security solutions such as life, disability and serious illness insurance. These solutions are designed to protect your income and wealth from the vagaries of life, thus ensuring the sustainability of your achievements and the serenity of your financial future.

Financial Solutions

Financial Solutions

MUTUAL FUNDS

A mutual fund is a pool of money put together by several investors like you,independent of each other. These amounts are managed by a professional fundmanager who invests your money and the other investor's money in different products, such as stocks, bonds or treasury bills.

RRSP | Registered Retirement Savings Plan

A Registered Retirement Savings Plan or RRSP is an investment vehicle that you can set up and that will be registered. You or your spouse/common-law partner can then contribute to it. Contributions made to an RRSP can be used to reduce your tax burden.

TFSA | Tax Free Savings Account

The TFSA is a tax-free savings account that allows you to save for your most important projects. Whether it's for a trip you've always dreamed of doing, the purchase of your home or simply for your retirement, the TFSA is for you! To take advantage of this sometimes underestimated investment vehicle, you must be at least 18 years old and have a social insurance number.

RESP | Registered Education Savings Plan

RESPs allow you to save tax-free for the cost of your children's post-secondary education. Contributions to the plan can begin as soon as a child is born and continue until the age of 31. The money in the plan must be used up by the child's 35th birthday. In addition, the RESP is enhanced by government grants of a minimum of 30%.

OTHER PLANS

Depending on your needs, several other investment plans are also available. Whatever your situation, we will advise you and find the best strategy for you and your family.

MUTUAL FUNDS

A mutual fund is a pool of money put together by several investors like you,independent of each other. These amounts are managed by a professional fundmanager who invests your money and the other investor's money in different products, such as stocks, bonds or treasury bills.

RRSP | Registered Retirement Savings Plan

A Registered Retirement Savings Plan or RRSP is an investment vehicle that you can set up and that will be registered. You or your spouse/common-law partner can then contribute to it. Contributions made to an RRSP can be used to reduce your tax burden.

TFSA | Tax Free Savings Account

The TFSA is a tax-free savings account that allows you to save for your most important projects. Whether it's for a trip you've always dreamed of doing, the purchase of your home or simply for your retirement, the TFSA is for you! To take advantage of this sometimes underestimated investment vehicle, you must be at least 18 years old and have a social insurance number.

RESP | Registered Education Savings Plan

RESPs allow you to save tax-free for the cost of your children's post-secondary education. Contributions to the plan can begin as soon as a child is born and continue until the age of 31. The money in the plan must be used up by the child's 35th birthday. In addition, the RESP is enhanced by government grants of a minimum of 30%.

OTHER PLANS

Depending on your needs, several other investment plans are also available. Whatever your situation, we will advise you and find the best strategy for you and your family.

MUTUAL FUNDS

A mutual fund is a pool of money put together by several investors like you,independent of each other. These amounts are managed by a professional fundmanager who invests your money and the other investor's money in different products, such as stocks, bonds or treasury bills.

RRSP | Registered Retirement Savings Plan

A Registered Retirement Savings Plan or RRSP is an investment vehicle that you can set up and that will be registered. You or your spouse/common-law partner can then contribute to it. Contributions made to an RRSP can be used to reduce your tax burden.

TFSA | Tax Free Savings Account

The TFSA is a tax-free savings account that allows you to save for your most important projects. Whether it's for a trip you've always dreamed of doing, the purchase of your home or simply for your retirement, the TFSA is for you! To take advantage of this sometimes underestimated investment vehicle, you must be at least 18 years old and have a social insurance number.

RESP | Registered Education Savings Plan

RESPs allow you to save tax-free for the cost of your children's post-secondary education. Contributions to the plan can begin as soon as a child is born and continue until the age of 31. The money in the plan must be used up by the child's 35th birthday. In addition, the RESP is enhanced by government grants of a minimum of 30%.

OTHER PLANS

Depending on your needs, several other investment plans are also available. Whatever your situation, we will advise you and find the best strategy for you and your family.

Insurance Insurance

Insurance Solutions

INDIVIDUAL LIFE INSURANCE

An individual life insurance policy is designed to protect your family in the event of death. Indeed, the life insurance gives a certain amount of money when the insured person passes away. These funds will be given to the persons you have designated as beneficiaries in the insurance contract.

DISABILITY INSURANCE

In general, disability can be defined as the inability to work or do your usual activities as a result of injury or illness. However, the definition of disability is a definition that may vary from one insurance company to another. Indeed, it is very important to read your contract carefully in order to understand the exact definition that applies to you.

HEALTH INSURANCE | Critical Illness

Health insurance is a personal protection that guarantees you compensation if you suffer from certain serious illnesses. The application of this type of protection is very simple. In fact, your contract will contain a very precise list of several illnesses. If during the period your contract is in effect you are affected by one of these illnesses, your insurer will pay you a specific amount (indemnity) according to the details included in your contract.

LONG-TERM CARE INSURANCE

Long-term care insurance is designed to protect you financially in the event that you can no longer take care of yourself. It can provide you with an annuity that can be used to pay for long-term stays in specialized treatment centers or home care.

LOAN OR CREDIT BALANCE INSURANCE

An insurance contract can also be established to cover balances on loans or other credit products that you have. This will give you the certainty and peace of mind that your estate will not be responsible for any debt.

MORTGAGE LOAN INSURANCE

Many people mistakenly think that it is necessary to insure their mortgage loan with the same financial institution that granted them the loan. It is important to know that this is not the case at all. Indeed, it is possible and much more advantageous for you to have your mortgage insured through an insurance product that is completely independent.

INDIVIDUAL LIFE INSURANCE

An individual life insurance policy is designed to protect your family in the event of death. Indeed, the life insurance gives a certain amount of money when the insured person passes away. These funds will be given to the persons you have designated as beneficiaries in the insurance contract.

DISABILITY INSURANCE

In general, disability can be defined as the inability to work or do your usual activities as a result of injury or illness. However, the definition of disability is a definition that may vary from one insurance company to another. Indeed, it is very important to read your contract carefully in order to understand the exact definition that applies to you.

HEALTH INSURANCE | Critical Illness

Health insurance is a personal protection that guarantees you compensation if you suffer from certain serious illnesses. The application of this type of protection is very simple. In fact, your contract will contain a very precise list of several illnesses. If during the period your contract is in effect you are affected by one of these illnesses, your insurer will pay you a specific amount (indemnity) according to the details included in your contract.

LONG-TERM CARE INSURANCE

Long-term care insurance is designed to protect you financially in the event that you can no longer take care of yourself. It can provide you with an annuity that can be used to pay for long-term stays in specialized treatment centers or home care.

LOAN OR CREDIT BALANCE INSURANCE

An insurance contract can also be established to cover balances on loans or other credit products that you have. This will give you the certainty and peace of mind that your estate will not be responsible for any debt.

MORTGAGE LOAN INSURANCE

Many people mistakenly think that it is necessary to insure their mortgage loan with the same financial institution that granted them the loan. It is important to know that this is not the case at all. Indeed, it is possible and much more advantageous for you to have your mortgage insured through an insurance product that is completely independent.

INDIVIDUAL LIFE INSURANCE

An individual life insurance policy is designed to protect your family in the event of death. Indeed, the life insurance gives a certain amount of money when the insured person passes away. These funds will be given to the persons you have designated as beneficiaries in the insurance contract.

DISABILITY INSURANCE

In general, disability can be defined as the inability to work or do your usual activities as a result of injury or illness. However, the definition of disability is a definition that may vary from one insurance company to another. Indeed, it is very important to read your contract carefully in order to understand the exact definition that applies to you.

HEALTH INSURANCE | Critical Illness

Health insurance is a personal protection that guarantees you compensation if you suffer from certain serious illnesses. The application of this type of protection is very simple. In fact, your contract will contain a very precise list of several illnesses. If during the period your contract is in effect you are affected by one of these illnesses, your insurer will pay you a specific amount (indemnity) according to the details included in your contract.

LONG-TERM CARE INSURANCE

Long-term care insurance is designed to protect you financially in the event that you can no longer take care of yourself. It can provide you with an annuity that can be used to pay for long-term stays in specialized treatment centers or home care.

LOAN OR CREDIT BALANCE INSURANCE

An insurance contract can also be established to cover balances on loans or other credit products that you have. This will give you the certainty and peace of mind that your estate will not be responsible for any debt.

MORTGAGE LOAN INSURANCE

Many people mistakenly think that it is necessary to insure their mortgage loan with the same financial institution that granted them the loan. It is important to know that this is not the case at all. Indeed, it is possible and much more advantageous for you to have your mortgage insured through an insurance product that is completely independent.

© 2021 TÙS | Wealth Management Inc. All rights reserved.

© 2021 TÙS | Wealth Management Inc.
All rights reserved.